Privacy Policy

Privacy Policy

Introduction

Welcome to https://ai-mortgage-pre-qualification-prediction.livebursts.com! We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our commitment to adhering to various privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA)/California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Data Privacy and Security Act (CDPTAA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • Protection of Personal Information Act (POPIA) of South Africa

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Important Note: This policy does not extend to third-party sites, applications, or services accessible through links on our platform. These entities have their own privacy policies, and we encourage you to review them before providing any personal information.

Processing Activities

This Privacy Policy guides our practices when:

  • You use our applications and services as an authorized user.
  • You visit or navigate through our websites.
  • You subscribe to receive communications from us via email, calls, or text messages/SMS.

Personal Data Collection

We collect diverse types of personal data, including but not limited to:

  • Account Information: Details related to your user account creation and management.
  • Payment Information: Transaction details and payment method information for purchasing our services.
  • Financial Information: Data about your financial status or creditworthiness when applying for mortgage pre-qualification.
  • Purchase Information: Records of products or services accessed, purchased, or considered by you.
  • Mobile Device Identifiers: Unique identifiers from your mobile device to enhance user experience.
  • Location Data: Geographic location information provided through your device settings.
  • Feedback: Comments, reviews, and responses you share with us.
  • Social Media Information: Details obtained from social media platforms when you interact with our content or share it.
  • Product Information: Preferences, interactions, and feedback regarding our products and services.

We gather this data through various methods: user input forms, account settings, browsing activities, cookies, and third-party service providers.

Cookies

We employ cookies to enhance your experience on our site and for analytics purposes. Cookies are categorized as:

  • Strictly Necessary: Ensure basic functions of the website.
  • Preference: Remember user preferences and settings.
  • Analytics: Collect aggregated data for performance measurement and improvement.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Retention and Deletion

We retain personal data as necessary to fulfill the purposes collected or as required by law. Once these purposes are met, we securely delete or anonymize the data to protect your privacy.

Security Measures

We prioritize the security of your personal data through:

  • Secure Communication: Implementing encryption protocols for data in transit.
  • Third-Party Processing: Engaging trusted third-party service providers who adhere to strict security standards.

Children’s Privacy

Our services are not intended for individuals under 18 years old, and we do not knowingly collect personal data from children in this age group.

Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

  • Access, rectification, or erasure of your data
  • Restriction or objection to the processing of your data
  • Data portability
  • Non-discrimination for exercising your privacy rights
  • Right to file appeals or complaints with relevant authorities

To exercise these rights or seek further information, please contact our privacy team at your convenience.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on our website, ensuring you are always informed about how we handle your personal data.

Contact Information

For any inquiries, unsubscribe requests, or questions related to data privacy, please reach out to us: